/* =================================================================
   GLOBAL VISA PLATFORM — SHARED DESIGN SYSTEM
   ---------------------------------------------------------------
   Single source of truth for all visual styling.
   Every page links this file:
     <link rel="stylesheet" href="assets/styles.css">       (root)
     <link rel="stylesheet" href="../assets/styles.css">    (subfolder)
   ---------------------------------------------------------------
   Contents:
     1. Tokens (light + dark)
     2. Reset + global overflow guard
     3. Typography
     4. Nav (desktop + mobile hamburger)
     5. Buttons
     6. Sections
     7. Hero (homepage)
     8. Page hero (sub-pages)
     9. Cards
    10. Ticker
    11. FAQ accordion
    12. Form controls
    13. Radio cards
    14. Reveal on scroll
    15. Footer
    16. WhatsApp button
    17. Trust strip / badges
    18. Utilities
   ================================================================= */

/* =================================================================
   1. TOKENS — LIGHT
   ================================================================= */
:root {
  --navy-900: #071d3d;
  --navy-800: #0b2b5c;
  --navy-700: #153a75;
  --blue-600: #1d4e8f;
  --blue-500: #2a67b8;
  --blue-100: #e8f0fc;
  --blue-50:  #f4f7fb;
  --amber-500: #ffb100;
  --amber-400: #ffc93d;
  --green-600: #0f7a3d;
  --green-500: #14a052;
  --red-600: #d32f2f;
  --purple-600: #7c3aed;
  --teal-600: #0d9488;
  --whatsapp-green: #25d366;

  --text: #1a2332;
  --text-muted: #4a5878;
  --text-soft: #7286a8;
  --line: #e8eef7;
  --surface: #ffffff;
  --surface-alt: #f4f7fb;

  --shadow-sm: 0 2px 8px rgba(11,43,92,.05);
  --shadow-md: 0 8px 26px rgba(11,43,92,.08);
  --shadow-lg: 0 20px 50px rgba(11,43,92,.14);

  --radius-sm: 10px;
  --radius-md: 16px;
  --radius-lg: 24px;

  --transition: .3s cubic-bezier(.2,.7,.3,1);
  --nav-height: 62px;
}

/* =================================================================
   1b. TOKENS — DARK
   ================================================================= */
body.dark-mode {
  --text: #e8eef7;
  --text-muted: #a7b7d4;
  --text-soft: #8195b5;
  --line: #1e2f4d;
  --surface: #0e1a2f;
  --surface-alt: #0a1424;
  --blue-50: #0a1424;
  --blue-100: #16294a;
  --navy-800: #e8eef7;
  --navy-900: #f4f7fb;
  --shadow-sm: 0 2px 8px rgba(0,0,0,.4);
  --shadow-md: 0 8px 26px rgba(0,0,0,.5);
  --shadow-lg: 0 20px 50px rgba(0,0,0,.6);
}

/* =================================================================
   2. RESET + GLOBAL OVERFLOW GUARD
   ================================================================= */
*,
*::before,
*::after {
  box-sizing: border-box;
  min-width: 0; /* prevents flex/grid children refusing to shrink */
}

html {
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
  overflow-x: hidden;
}

body {
  margin: 0;
  font-family: 'Inter', 'Segoe UI', Tahoma, Arial, sans-serif;
  font-size: 16px;
  line-height: 1.65;
  color: var(--text);
  background: var(--surface);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  transition: background var(--transition), color var(--transition);
  overflow-x: hidden;
  max-width: 100vw;
  position: relative;
}

/* Universal containment — nothing may exceed the viewport */
img, svg, video, iframe, table, pre, code {
  max-width: 100%;
}
img, video {
  height: auto;
  display: block;
}
button { font-family: inherit; }

a {
  color: var(--blue-500);
  text-decoration: none;
  transition: color var(--transition);
}
a:hover { color: var(--blue-600); }

/* =================================================================
   3. TYPOGRAPHY
   ================================================================= */
h1, h2, h3, h4, h5, h6 {
  font-family: 'Playfair Display', Georgia, serif;
  letter-spacing: -.015em;
  line-height: 1.2;
  color: var(--text);
  margin: 0 0 .5em;
  font-weight: 700;
}
h1 { font-size: clamp(1.9rem, 4.5vw, 3.4rem); }
h2 { font-size: clamp(1.5rem, 3vw, 2.4rem); }
h3 { font-size: clamp(1.1rem, 2vw, 1.35rem); }
h4 { font-size: 1.05rem; }
p  { margin: 0 0 1em; }

/* =================================================================
   4. NAV
   ================================================================= */
.nav {
  position: sticky;
  top: 0;
  z-index: 900;
  background: rgba(255,255,255,.92);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border-bottom: 1px solid var(--line);
  transition: background var(--transition), border var(--transition);
  width: 100%;
}
body.dark-mode .nav {
  background: rgba(14,26,47,.92);
}

.nav-inner {
  max-width: 1180px;
  margin: 0 auto;
  padding: 12px 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  min-height: var(--nav-height);
}

.brand {
  display: flex;
  align-items: center;
  gap: 10px;
  font-weight: 700;
  font-size: 1.05rem;
  color: var(--text);
  flex-shrink: 0;
  text-decoration: none;
}
.brand .mark {
  width: 38px;
  height: 38px;
  border-radius: 11px;
  display: grid;
  place-items: center;
  background: linear-gradient(135deg, var(--navy-800), var(--blue-500));
  color: #fff;
  font-family: 'Playfair Display', serif;
  font-size: 1.2rem;
  font-weight: 700;
  flex-shrink: 0;
}

.nav-links {
  display: flex;
  gap: 24px;
  align-items: center;
}
.nav-links a {
  color: var(--text-muted);
  font-size: .9rem;
  font-weight: 500;
  white-space: nowrap;
}
.nav-links a:hover { color: var(--blue-500); }

.nav-actions {
  display: flex;
  gap: 10px;
  align-items: center;
  flex-shrink: 0;
}

.nav-hamburger {
  display: none;
  width: 40px;
  height: 40px;
  border-radius: 10px;
  border: 1px solid var(--line);
  background: var(--surface);
  color: var(--text);
  font-size: 1.15rem;
  cursor: pointer;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

/* Mobile nav — turns into a fixed dropdown */
@media(max-width: 900px) {
  .nav-links {
    display: none;
    position: fixed;
    top: var(--nav-height);
    left: 0;
    right: 0;
    width: 100%;
    max-width: 100vw;
    background: var(--surface);
    border-bottom: 1px solid var(--line);
    flex-direction: column;
    gap: 0;
    padding: 8px 24px 20px;
    box-shadow: var(--shadow-md);
    max-height: calc(100vh - var(--nav-height));
    overflow-y: auto;
  }
  .nav-links.open { display: flex; }
  .nav-links a {
    padding: 12px 0;
    border-bottom: 1px solid var(--line);
    width: 100%;
    font-size: .95rem;
    white-space: normal;
  }
  .nav-links a:last-child { border-bottom: none; }

  .nav-hamburger { display: flex; }
  .nav-actions .desktop-only { display: none; }
  .nav-inner { padding: 10px 16px; }
  .brand .mark { width: 34px; height: 34px; font-size: 1.05rem; }
  .brand span:last-child { font-size: .98rem; }
}

.theme-toggle {
  width: 38px;
  height: 38px;
  border-radius: 50%;
  border: 1px solid var(--line);
  background: var(--surface);
  cursor: pointer;
  font-size: 1rem;
  color: var(--text);
  display: grid;
  place-items: center;
  transition: var(--transition);
  flex-shrink: 0;
}
.theme-toggle:hover {
  border-color: var(--blue-500);
  transform: rotate(15deg);
}

.lang-select {
  border: 1px solid var(--line);
  background: var(--surface);
  color: var(--text);
  padding: 8px 10px;
  border-radius: 8px;
  font-size: .85rem;
  cursor: pointer;
  font-family: inherit;
  flex-shrink: 0;
}

@media(max-width: 600px) {
  .lang-select { display: none; }
  .theme-toggle { width: 34px; height: 34px; }
}

/* =================================================================
   5. BUTTONS
   ================================================================= */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 13px 24px;
  border-radius: var(--radius-sm);
  font-weight: 600;
  font-size: .92rem;
  cursor: pointer;
  border: none;
  font-family: inherit;
  transition: var(--transition);
  text-decoration: none;
  white-space: nowrap;
  line-height: 1;
  text-align: center;
}
.btn-primary {
  background: var(--amber-500);
  color: var(--navy-900);
  box-shadow: 0 8px 22px rgba(255,177,0,.35);
}
.btn-primary:hover {
  background: var(--amber-400);
  transform: translateY(-2px);
  color: var(--navy-900);
}
.btn-primary:disabled {
  opacity: .6;
  cursor: not-allowed;
  transform: none;
}
.btn-dark {
  background: var(--navy-800);
  color: #fff;
}
.btn-dark:hover {
  background: var(--navy-700);
  transform: translateY(-2px);
  color: #fff;
}
.btn-outline {
  background: transparent;
  border: 1.5px solid rgba(255,255,255,.5);
  color: #fff;
}
.btn-outline:hover {
  background: rgba(255,255,255,.12);
  border-color: #fff;
  color: #fff;
}
.btn-ghost {
  background: transparent;
  color: var(--text-muted);
  border: 1.5px solid var(--line);
}
.btn-ghost:hover {
  border-color: var(--blue-500);
  color: var(--blue-500);
}
.btn-green {
  background: var(--green-600);
  color: #fff;
}
.btn-green:hover {
  background: var(--green-500);
  color: #fff;
  transform: translateY(-2px);
}
.btn-sm { padding: 9px 16px; font-size: .85rem; }
.btn-lg { padding: 16px 32px; font-size: 1rem; }

@media(max-width: 480px) {
  .btn { width: 100%; justify-content: center; }
  .btn-sm { width: auto; }
}

/* =================================================================
   6. SECTIONS
   ================================================================= */
.section { padding: 90px 24px 80px; }
.section-alt { background: var(--surface-alt); }
.section-inner { max-width: 1180px; margin: 0 auto; }

.section-head {
  text-align: center;
  max-width: 720px;
  margin: 0 auto 54px;
}
.section-head p {
  color: var(--text-muted);
  font-size: 1.02rem;
  margin-top: 14px;
}
.kicker {
  display: inline-block;
  font-size: .72rem;
  font-weight: 700;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--blue-500);
  margin-bottom: 12px;
}

@media(max-width: 768px) {
  .section { padding: 64px 18px 56px; }
  .section-head { margin-bottom: 36px; }
  .section-head p { font-size: .95rem; }
}

/* =================================================================
   7. HERO (homepage)
   ================================================================= */
.hero {
  position: relative;
  min-height: 640px;
  display: grid;
  place-items: center;
  text-align: center;
  padding: 120px 24px 100px;
  overflow: hidden;
  color: #fff;
  background:
    linear-gradient(135deg, rgba(7,29,61,.94), rgba(21,58,117,.88)),
    radial-gradient(circle at 20% 30%, rgba(42,103,184,.4), transparent 60%),
    radial-gradient(circle at 80% 70%, rgba(255,177,0,.18), transparent 55%),
    #071d3d;
}
.hero::after {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  background-image:
    radial-gradient(circle at 10% 20%, rgba(255,255,255,.05) 0, transparent 25%),
    radial-gradient(circle at 90% 80%, rgba(255,255,255,.04) 0, transparent 30%);
}
.hero-inner {
  position: relative;
  z-index: 2;
  max-width: 880px;
  width: 100%;
}
.hero h1 { color: #fff; margin-bottom: 18px; }
.hero h1 .accent {
  background: linear-gradient(120deg, var(--amber-400), #fff8e1);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}
.hero p {
  color: rgba(255,255,255,.85);
  font-size: 1.12rem;
  max-width: 640px;
  margin: 0 auto 34px;
}
.hero-cta {
  display: flex;
  gap: 14px;
  justify-content: center;
  flex-wrap: wrap;
  margin-bottom: 42px;
}
.hero-stats {
  display: flex;
  gap: 38px;
  justify-content: center;
  flex-wrap: wrap;
  padding-top: 34px;
  border-top: 1px solid rgba(255,255,255,.15);
}
.hero-stats .stat { text-align: center; }
.hero-stats .stat strong {
  display: block;
  font-family: 'Playfair Display', serif;
  font-size: 1.9rem;
  color: var(--amber-400);
  line-height: 1;
  margin-bottom: 4px;
}
.hero-stats .stat span {
  font-size: .78rem;
  color: rgba(255,255,255,.7);
  text-transform: uppercase;
  letter-spacing: .08em;
}

@media(max-width: 768px) {
  .hero { min-height: auto; padding: 80px 18px 60px; }
  .hero p { font-size: 1rem; }
  .hero-cta { margin-bottom: 32px; }
  .hero-stats { gap: 22px; padding-top: 26px; }
  .hero-stats .stat strong { font-size: 1.5rem; }
  .hero-stats .stat span { font-size: .68rem; }
}
@media(max-width: 480px) {
  .hero-cta .btn { width: 100%; }
  .hero-stats { gap: 18px; }
}

/* =================================================================
   8. PAGE HERO (sub-pages)
   ================================================================= */
.page-hero {
  position: relative;
  padding: 88px 24px 72px;
  text-align: center;
  color: #fff;
  overflow: hidden;
  background:
    linear-gradient(135deg, rgba(7,29,61,.94), rgba(21,58,117,.88)),
    radial-gradient(circle at 25% 35%, rgba(42,103,184,.4), transparent 60%),
    radial-gradient(circle at 75% 65%, rgba(255,177,0,.16), transparent 55%),
    #071d3d;
}
.page-hero::after {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  background: radial-gradient(circle at 90% 10%, rgba(255,255,255,.05), transparent 30%);
}
.page-hero .inner {
  position: relative;
  z-index: 2;
  max-width: 760px;
  margin: 0 auto;
}
.page-hero .kicker { color: var(--amber-400); }
.page-hero h1 { color: #fff; margin-bottom: 14px; }
.page-hero p {
  color: rgba(255,255,255,.85);
  font-size: 1.02rem;
  margin: 0 auto;
}

@media(max-width: 768px) {
  .page-hero { padding: 60px 18px 48px; }
}

/* =================================================================
   9. CARDS
   ================================================================= */
.card {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  padding: 28px;
  box-shadow: var(--shadow-md);
  transition: var(--transition);
}
.card-hover:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

/* =================================================================
   10. TICKER
   ================================================================= */
.ticker-wrap {
  background: var(--navy-900);
  color: #fff;
  padding: 10px 0;
  overflow: hidden;
  border-bottom: 1px solid rgba(255,255,255,.08);
  width: 100%;
  max-width: 100vw;
}
.ticker-track {
  display: flex;
  gap: 44px;
  animation: scrollTicker 38s linear infinite;
  white-space: nowrap;
  width: max-content;
}
.ticker-item {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  font-size: .85rem;
  color: rgba(255,255,255,.85);
}
.ticker-item .dot {
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--green-500);
  animation: pulse 2s infinite;
  flex-shrink: 0;
}
.ticker-item strong {
  color: var(--amber-400);
  font-weight: 600;
}

@keyframes scrollTicker {
  0% { transform: translateX(0); }
  100% { transform: translateX(-50%); }
}
@keyframes pulse {
  0% { box-shadow: 0 0 0 0 rgba(20,160,82,.6); }
  70% { box-shadow: 0 0 0 9px rgba(20,160,82,0); }
  100% { box-shadow: 0 0 0 0 rgba(20,160,82,0); }
}

/* =================================================================
   11. FAQ ACCORDION
   ================================================================= */
.faq-list { max-width: 820px; margin: 0 auto; }
.faq-item {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  margin-bottom: 12px;
  overflow: hidden;
  transition: var(--transition);
}
.faq-item.open {
  border-color: var(--blue-500);
  box-shadow: var(--shadow-md);
}
.faq-q {
  width: 100%;
  text-align: left;
  background: none;
  border: none;
  padding: 18px 22px;
  cursor: pointer;
  font-family: 'Inter', sans-serif;
  font-weight: 600;
  font-size: .96rem;
  color: var(--text);
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
}
.faq-q .plus {
  font-size: 1.4rem;
  color: var(--blue-500);
  transition: transform var(--transition);
  flex-shrink: 0;
  line-height: 1;
}
.faq-item.open .plus { transform: rotate(45deg); }
.faq-a {
  max-height: 0;
  overflow: hidden;
  transition: max-height var(--transition), padding var(--transition);
}
.faq-item.open .faq-a {
  max-height: 800px;
  padding: 0 22px 20px;
}
.faq-a p {
  color: var(--text-muted);
  font-size: .92rem;
  margin: 0;
}

[dir="rtl"] .faq-q { text-align: right; }

/* =================================================================
   12. FORM CONTROLS
   ================================================================= */
.field { margin-bottom: 20px; }
.field label {
  display: block;
  font-size: .85rem;
  font-weight: 600;
  color: var(--text);
  margin-bottom: 7px;
}
.field label .req { color: var(--red-600); }
.field .hint {
  font-size: .76rem;
  color: var(--text-soft);
  margin-top: 5px;
}

.field input[type=text],
.field input[type=email],
.field input[type=tel],
.field input[type=number],
.field input[type=password],
.field input[type=search],
.field select,
.field textarea {
  width: 100%;
  padding: 12px 14px;
  border: 1.5px solid var(--line);
  border-radius: var(--radius-sm);
  font-family: inherit;
  font-size: .94rem;
  color: var(--text);
  background: var(--surface);
  transition: var(--transition);
  appearance: none;
  -webkit-appearance: none;
}

.field select {
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'><path d='M6 8L2 4h8z' fill='%234a5878'/></svg>");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 38px;
}
[dir="rtl"] .field select {
  background-position: left 14px center;
  padding-right: 14px;
  padding-left: 38px;
}

.field input:focus,
.field select:focus,
.field textarea:focus {
  outline: none;
  border-color: var(--blue-500);
  box-shadow: 0 0 0 4px rgba(42,103,184,.12);
}

.field.error input,
.field.error select,
.field.error textarea { border-color: var(--red-600); }

.field .err-msg {
  color: var(--red-600);
  font-size: .78rem;
  margin-top: 5px;
  display: none;
}
.field.error .err-msg { display: block; }

.row-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
@media(max-width: 600px) { .row-2 { grid-template-columns: 1fr; } }

/* =================================================================
   13. RADIO CARDS
   ================================================================= */
.radio-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
@media(max-width: 600px) { .radio-grid { grid-template-columns: 1fr; } }

.radio-card {
  position: relative;
  border: 1.5px solid var(--line);
  border-radius: var(--radius-sm);
  padding: 16px 18px;
  cursor: pointer;
  transition: var(--transition);
  background: var(--surface);
}
.radio-card:hover { border-color: var(--blue-500); }
.radio-card input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}
.radio-card .rc-title {
  font-weight: 600;
  font-size: .94rem;
  color: var(--text);
  display: flex;
  align-items: center;
  gap: 8px;
}
.radio-card .rc-sub {
  font-size: .78rem;
  color: var(--text-muted);
  margin-top: 4px;
}
.radio-card.checked {
  border-color: var(--blue-500);
  background: var(--blue-50);
}
body.dark-mode .radio-card.checked { background: var(--blue-100); }
.radio-card .rc-icon { font-size: 1.1rem; }

/* =================================================================
   14. REVEAL ON SCROLL
   ================================================================= */
.reveal {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity .7s ease, transform .7s ease;
}
.reveal.visible {
  opacity: 1;
  transform: none;
}

/* =================================================================
   15. FOOTER
   ================================================================= */
.footer {
  background: var(--navy-900);
  color: rgba(255,255,255,.75);
  padding: 60px 24px 28px;
}
.footer-inner {
  max-width: 1180px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 40px;
}
.footer h5 {
  color: #fff;
  font-family: 'Inter', sans-serif;
  font-size: .85rem;
  font-weight: 700;
  margin-bottom: 14px;
  text-transform: uppercase;
  letter-spacing: .08em;
}
.footer a {
  color: rgba(255,255,255,.7);
  display: block;
  font-size: .88rem;
  padding: 4px 0;
}
.footer a:hover { color: var(--amber-400); }
.footer .brand { color: #fff; margin-bottom: 14px; }
.footer .brand .mark {
  background: linear-gradient(135deg, var(--amber-500), var(--amber-400));
  color: var(--navy-900);
}
.footer p { font-size: .88rem; line-height: 1.7; }
.footer-bottom {
  max-width: 1180px;
  margin: 40px auto 0;
  padding-top: 24px;
  border-top: 1px solid rgba(255,255,255,.1);
  display: flex;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 14px;
  font-size: .82rem;
}

@media(max-width: 820px) { .footer-inner { grid-template-columns: 1fr 1fr; } }
@media(max-width: 520px) { .footer-inner { grid-template-columns: 1fr; gap: 28px; } }

/* =================================================================
   16. WHATSAPP FLOATING BUTTON
   ================================================================= */
.wa-btn {
  position: fixed;
  bottom: 92px;
  left: 24px;
  z-index: 800;
  width: 54px;
  height: 54px;
  border-radius: 50%;
  background: var(--whatsapp-green);
  color: #fff;
  display: grid;
  place-items: center;
  font-size: 1.5rem;
  box-shadow: var(--shadow-lg);
  transition: var(--transition);
}
.wa-btn:hover {
  transform: scale(1.08);
  color: #fff;
}
@media(max-width: 480px) {
  .wa-btn {
    width: 48px;
    height: 48px;
    font-size: 1.3rem;
    bottom: 80px;
    left: 16px;
  }
}

/* =================================================================
   17. TRUST STRIP / BADGES
   ================================================================= */
.trust-row {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 18px;
  margin-top: -42px;
  position: relative;
  z-index: 5;
  max-width: 1180px;
  margin-left: auto;
  margin-right: auto;
  padding: 0 24px;
}
.trust-card {
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  padding: 22px;
  box-shadow: var(--shadow-md);
  display: flex;
  gap: 14px;
  align-items: flex-start;
  transition: var(--transition);
}
.trust-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}
.trust-card .ico {
  width: 44px;
  height: 44px;
  border-radius: 12px;
  display: grid;
  place-items: center;
  font-size: 1.25rem;
  flex-shrink: 0;
  background: var(--blue-100);
  color: var(--blue-600);
}
.trust-card.green  .ico { background: #e3f6ea; color: var(--green-600); }
.trust-card.amber  .ico { background: #fff4d6; color: #a06900; }
.trust-card.purple .ico { background: #f0e8fd; color: var(--purple-600); }
.trust-card h4 {
  font-family: 'Inter', sans-serif;
  font-size: .95rem;
  font-weight: 700;
  margin: 0 0 2px;
}
.trust-card p {
  font-size: .82rem;
  color: var(--text-muted);
  line-height: 1.5;
  margin: 0;
}

@media(max-width: 768px) {
  .trust-row {
    margin-top: -28px;
    grid-template-columns: 1fr 1fr;
  }
}
@media(max-width: 520px) {
  .trust-row {
    margin-top: 24px;
    grid-template-columns: 1fr;
    padding: 0 18px;
  }
}

/* =================================================================
   18. UTILITIES
   ================================================================= */
.text-center { text-align: center; }
.mt-0 { margin-top: 0; }
.mb-0 { margin-bottom: 0; }
.hidden { display: none !important; }

.container {
  max-width: 1180px;
  margin: 0 auto;
  padding: 0 24px;
}
@media(max-width: 768px) { .container { padding: 0 18px; } }

/* Tables — always scroll horizontally, never overflow */
.table-wrap {
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
  padding-bottom: 6px;
}

/* =================================================================
   PRINT
   ================================================================= */
@media print {
  .nav,
  .wa-btn,
  .footer,
  .cta-band,
  .theme-toggle,
  #gtaChatBtn,
  #gtaChatPanel {
    display: none !important;
  }
  body { background: #fff; }
  a { color: #000; text-decoration: underline; }
}

/* =================================================================
   REDUCED MOTION
   ================================================================= */
@media(prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    animation-duration: .01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: .01ms !important;
    scroll-behavior: auto !important;
  }
  .reveal { opacity: 1; transform: none; }
}